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Customer Advantage
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Financing a new home requires communication, knowledge and understanding between you, the builder and the lender.
Poinsett Homes Mortgage was founded with these principles in mind.
As the in-house mortgage company of Poinsett Homes, we provide an efficient and convenient method to secure financing
for your quality home, built by a locally owned and nationally ranked homebuilder.
The overall customer advantage is the distinctive link between Poinsett Homes Mortgage and Poinsett Homes. You can feel
assured every stage of building and financing is coordinated in one smooth process.
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Committed To Our Customers
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Our commitment is to do our utmost to find the best mortgage for your new Poinsett home. You are buying one of our
homes, a home we proudly designed and built; therefore, we have an added incentive to serve you well. Since competing
interests do not distract us, our entire focus stays with you and the need to secure your financing.
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Save Time, Save Money
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Our objective is to get you into your home with an affordable mortgage that is right for you. We take a complicated process
and make it as easy as possible by adapting a mortgage to fit your needs.
Working with our team saves both time and money. By pre-qualifying, you will know in advance which special features may
be added to your home while staying within your budget.
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A Mortgage for Every Home
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Poinsett Homes' large sales volume creates huge buying power that gives us access to favorable rates and terms. Our
position in the market allows Poinsett Homes Mortgage to conduct a comprehensive search and present you with the best
in affordable financing.
The Poinsett Homes Mortgage team has extensive experience securing mortgage financing. With a broad array of loan
products, including options for buyers with less than perfect credit and first time homebuyers, we'll work to find
the loan best suited to you.
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Rapid Approval
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Once you've selected your home, the last thing you need is to be held up by the mortgage process. We apply the
latest technology and financial expertise to secure your financing. By asking the right questions and thoroughly
collecting information, we can better position your application to the financial underwriters for quicker turnaround. You
may even apply online with our secure application feature.
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We Make it Easier and Faster
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To make the application process as smooth as possible, we need to know about your income, assets and obligations. Please
bring these documents to your appointment:
- Bank statements (2 most recent months)
- Pay stubs (most recent complete month)
- W-2 forms (last 2 years)
Depending on the loan you choose, or other circumstances affecting your income or credit, additional documentation may be
requested at the time of your application.
At Poinsett Homes Mortgage we are dedicated to securing the mortgage you need in a timely manner at a competitive rate. Our
philosophy is simple; we want you to be as happy with your mortgage as you are with your Poinsett home.
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View Mortgage Privacy Policy
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Apply Online
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Applying online is the fastest and easiest way to submit your mortgage application, plus this a free service provided
to you by Poinsett Homes Mortgage.
By completing the Poinsett Homes Mortgage web loan application you hereby agree to the following:
1. That your loan application may be reviewed by the Federal Home Loan Mortgage Corporation Loan
Prospector Automated Underwriting Service (Freddie Mac/Loan Prospector - "LP") or the Federal National Mortgage
Association Desktop Underwriting Service (Fannie Mae/Desktop Originator = "DO") to assist Poinsett Homes Mortgage in
processing your application.
2. That you authorize Poinsett Homes Mortgage to obtain copies of your personal credit report in order to process your web
application.
To speak to a Mortgage Loan Counselor directly, call (864) 527-9032.
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